If your son or daughter drives to college, make sure that he or she has breakdown cover for their vehicle. Most students who drive don’t just drive to and from the institution they study in. They would also go rollicking around the countryside.

The simple reason why student drivers do not opt for one is finance. Most students, because of affordability, would be driving older vehicles and these are more prone to breakdowns than the newer ones. The well-informed ones would cut corners and try to make up the money for the breakdown recovery. This is very necessary, as it would preempt a larger expense, which might not be affordable.

A basic breakdown cover along with the normal (compulsory) car insurance is much recommended. Roadside recovery and recovery to the nearest garage maybe is all that is required, if the student only uses the vehicle to get to college and back or will always be within the city. If otherwise, then a more comprehensive cover would be required. It would make sense for the parent to provide the breakdown insurance as it will buy them some peace of mind knowing that help would be available to them should they have a breakdown en route.

Student drivers could negotiate, as a group, with companies that offer breakdown cover for a better rate. The companies might consider offering a discount to the student group based on the numerical strength of the group. Besides, the companies can save on the commission paid to third party when the student group approaches them directly.