Most of the service providers who offer insurance for vans and motorbikes also offer breakdown cover, so make sure you read the fine print thoroughly.

The categories which are covered by breakdown cover are cars which have been converted into vans and light vans. Most service providers, with some exceptions, do not cover pick-ups. One service provider gives you breakdown cover for pick-ups but at an extra £10.

The maximum weight, which is covered, is 3,500 kg while the length of the chassis ranges from 5.5 m to 7.5 m depending on the insurer.

In the past few years, the motorbike breakdown cover segment has seen growth as the there is an increased interest in biking. As most bikers know that it’s no fun being stranded in the sticks with no cover, which has resulted in motorbike rescue and breakdown cover becoming top priority.

There are many established players in this segment, who offer breakdown insurance and given the high level of competition in the market, their rates are comparable. The cost from the various companies ranges from £20 to £39 and if you shop around there are a lot of discounts and offers you could take advantage of.

Since most of the companies are very competitive, you would get pretty similar service levels from them. In the case of motorbikes, the breakdown cover gives you 24-hour assistance for a year and instead of a tow, the companies’ offer includes flatbed lorries to transport the bikes, if roadside repairs are not feasible.