Most people are not really aware of the cost of mobile phones, because when they opt for a plan, the mobile phone is provided by the company at highly subsidised rates. Mobiles are expensive gadgets and like most electronic goods, you have an array of handsets ranging from the basic to the highly advanced ones that of course are very expensive.

Mobile insurance is soon becoming a necessity, just as you would have any of your other valuable assets insured.

Loss or damage to your mobile phone can cost you dearly. The expense of replacing even an ordinary mobile phone can set you back by £400 or thereabouts. Can you imagine if you lose a high-end phone – it will burn a large hole in your pocket. With mobile insurance, you will be covered for loss, theft and damage and you can be assured that you will be adequately compensated.

While choosing your mobile insurance provider, you have to find out what kind of protection they offer and at what price. You could compare online the policies offered by various insurance companies, as you would if looking for car insurance and that will help you make an informed decision. You could find out who the reputed providers are, information you should find online. Most providers will have similar levels of service and if a reputed provider charges a wee bit more than the others it could be because they really do provide a better service. However, it would be good to ask around and gather as much information as possible before you make your decision.