Any form of insurance is a bit of a gamble. Take out cover and the chances are that you will never need to make a claim. Fail to take out a policy and typically the worst case scenario will occur and leave you wishing you had paid for cover. When deciding whether to take out cat insurance or not you might want to consider the following:

Cats are typically roamers; they do not stay in the house or garden if they have the chance to get out. Even if your cat is a house cat, it could decide one day to venture out of your home or garden. While the majority of cats find their way back home there is also the chance of it getting lost, being stolen or being involved in an accident. If you have cat insurance the policy typically provides financial support to help you recover your cat or pay for any medical treatment as the result of an accident or illness. When you consider the fact that medical bills can be staggering, into thousands of pounds, you may be able to see why cat insurance could be worth the cost.

Cat insurance premiums vary depending on the level of insurance you want. Value policies can be taken, however they typically do not provide the protection that a top policy would. Check out pet insurance online and choose the most suitable form of cover for your cat.