You may be able to take out dog insurance with the insurance provider you chose for your home insurance or car insurance. However, you might get cheaper insurance if you look around the internet and compare premiums online with specialist providers.

One thing to bear in mind when considering taking out dog insurance is that the sooner you take out your policy the better. Some insurance providers will not allow you to take out insurance if your pet is over a certain age. Even if you can take out cover the premiums will usually be more than with a younger dog. Another factor to bear in mind when looking to insure an older dog is that the excess on the policy may work out dearer than that of a puppy or younger dog.

The excess is the part of the insurance that you need to pay towards any claim that you may make on your dog insurance. Along with the age of your pet the amount of excess you have to pay may vary depending on the breed of your pet and if there are any pre-existing medical conditions at the time of taking out the insurance. With this in mind always check out the terms and conditions of any policy you are considering before rushing into it.