Travel insurance is extremely important to anyone who plans a trip to a holiday destination, and doubly so for a pregnant woman traveler. However, travel during pregnancy is different ball game and finding travel insurance for a pregnant woman undertaking a journey can be tough.

The reason for this being that insurance companies categorise pregnant women as “high risk” cases; the premium payable for the pregnancy travel insurance may be higher as compared to normal travel insurance policies. Moreover, there are chances of complications arising for pregnant travelers that will warrant immediate medical attention and even repatriation. Most travel insurance policies for pregnant women will include a clause insisting that the woman complete her travel within 28 weeks of pregnancy.

Reading the fine print will reveal other clauses such as, no insurance cover in case of known complications during pregnancy, if conception is not natural, there has been a previous complicated pregnancy or delivery, or if the woman has already completed 8 months of pregnancy.

Nonetheless, it is advisable for a pregnant traveler to opt for travel insurance to cover her travel during pregnancy, as it ensures tremendous peace of mind. Irrespective of your mode of travel, you know there is something to fall back on in case of any emergency.