If you own a snake, bird, pot bellied pig or other form of exotic pet you may wish to consider taking out exotic pet insurance. But why take out cover you may ask, your pet stays in the home and doesn’t venture out so is insurance needed?

Well if your exotic pet were to escape from its home the chances of you being able to recover it are pretty slim. Snakes, for instance, can get into the smallest of places and are great at hiding. If you lose your pet you could have lost a great deal of money as exotic pets do not come cheap. Exotic pet insurance typically covers the loss of your pet, along with theft and death. This alone makes a policy very much worth considering.

Exotic pet insurance will typically also cover up to a set amount of your vet’s bills in the event of your pet becoming ill or having an accident. If your pet has to have an operation, medication or tests, the vet’s bills could be huge. Your insurance however would typically pay up to so much towards these costs which helps you financially. When owning an exotic pet you might also want to give thought to third party liability insurance which would help with costs if you were taken to court due to your pet injuring a third party or their property.