Most women drivers are careful about their car insurance and breakdown cover, as they would hate to be stuck on the roadside or even at home, if the car does not start.

The level of service that you opt for would again be according to your specific requirements. Most women require the home start option, as they have a dread of the car not starting, when faced with a medical emergency or when they are all dressed for a lunch out with the girls.

When it comes to roadside assistance, there is a 24/7 service which has a priority callout for `vulnerable’ drivers, women included. The average response time for this service is just 40 minutes.

Some insurers include priority service for special situations like being stranded on a lonely road late at night. This is an attractive option for women.

Other than the priority call out, benefits for women are of course no different to what is being offered to men.

Look at what the UK and home recovery breakdown cover from one UK-based service provider has to offer. The extra breakdown cover would cost you £82 a year and it would entitle you to roadside assistance and tow to the nearest garage (within 20 miles) where the vehicle would be fixed at your cost. The company will not charge you for the call out.

If the car cannot be fixed on the roadside or in the local garage, you have three options. You will be taken to your destination in the UK, a hired car will be given to you for a day, or you get overnight accommodation.