Riding is a very popular hobby and pastime, with many choosing to own their own horse. However it is also a very expensive pastime as horses and equipment do not come cheap, not to mention the cost of keeping them. One of the main outlays that all horse owners have is vets bills due to injury or illness and is one of the main reasons why owners choose to take out horse insurance.

If you choose to take out horse insurance with a specialist provider they will be able to offer you a tailormade policy to suit your needs. It doesn’t matter if you are a casual weekend rider or you and your horse take part in hacking or polo, there is an insurance policy to cover your needs.

The most basic form of horse insurance is to cover death or loss of your horse by theft or straying. The typical policy would pay up to so much in the event of theft if your horse is not recovered and towards advertising and reward for the safe return of your horse. Optional cover may be added on to a policy such as money towards the cost of vet’s fees in the event of your horse becoming ill or being involved in an accident. Liability insurance may be added in along with personal accident insurance.