One of the many things you have to consider when looking to take out a new caravan insurance policy is how much excess you have to find if you were to claim on the insurance policy.

All insurance providers put so much excess on, you are expected to pay this if your claim is successful and the company takes over and pays the rest of the bill. Therefore a caravan insurance policy quote may sound cheap but if it comes with a huge amount of excess any savings you could make on premiums may be destroyed if you have to put your hand in your pocket for an excess of many hundreds of pounds. When considering the excess you might also want to check if your awning is protected and if so if there is additional excess of this. Often this will be insured separately on the policy, up to so much, and incurs a different amount of excess if you claim for damage to it. Also bear in mind that typically insurance providers will not payout if you have left your awning up in a storm and gone out of the caravan. Check out the small print so you know what your caravan insurance covers!