Touring caravan insurance is something that has to be taken out for peace of mind against financial loss. It is also taken out to protect against liability claims against you if you were to injure someone or do damage to a third party’s property.

However, touring caravan insurance does not have to cost a fortune if you bear a few things in mind. One of things you may wish to bear in mind is that all insurance providers ask you to pay a certain amount of excess towards a claim on the insurance. This means that if a claim is made you put your hand in your own pocket and pay the sum of excess, then the insurance provider takes over and pays the rest of a claim. There is always a set amount of excess you need to pay but there is nothing to stop you from offering to add to this amount and pay more. If you do the chances are that the insurance premiums will be less each month. However, it is a gamble as if you choose a higher excess you have to find this money.

Finally, the more secure your caravan is, the less chance there is of it or your belongings being stolen and so the cheaper your touring caravan insurance might be. You could install a wheel clamp when your touring caravan is parked and a hitchlock may help to stop thieves from hitching your caravan to another vehicle and stealing it.