There are certain things that the insurance provider will expect of you when you apply to take out static caravan insurance. Knowing these is essential as it could mean the difference between you being able to make a successful claim and your claim being turned down by the provider.

For instance, your caravan will be protected against theft. However the insurance provider will expect you to take reasonable security measures against thieves. Locks on the doors, flood lights that come on when someone approaches the caravan, and window locks could all help you to save on your static caravan insurance.

The insurance policy could typically include protection for your awning. Again there could be limitations. For instance if you leave your awning up and you leave your caravan and it is damaged in a storm, you could find that yourself unable to claim. However if your awning is up while you are in the caravan and it is damaged in a storm, typically you can claim for damage.

When looking for static caravan insurance you have to find out how much excess the provider asks you to put your hand in your pocket for if you claim on the policy. There is always a minimum sum but there is nothing that stops you from offering to pay more in the hope of keeping premiums lower.