Pet insurance usually covers many things depending on the type of pet that you are taking out insurance for and the level of cover taken. Usually the more you are able to afford by way of monthly premiums, the more you get back from the policy if a claim has to be made.

Even the very basic form of pet insurance typically covers your vets fees. These may come about due to an accident, an illness or injury. There will typically be a limit as to how is paid out during a year so it is important to check this when comparing insurance. Usually a policy covers any operations, medication, tests and hospital care for your pet.

Pet insurance may also cover numerous other things. You could find that you have insurance covering liability claims against you in the event that your pet hurts someone or damages property. You may be able to claim for boarding for your pet if you suffer an accident or illness and have to stay in hospital. The insurance might pay towards advertising for the safe return of your pet in the event they are stolen or lost. The cover could also provide compensation in the event of the death of your pet or if it is stolen and not found.