Mobile phones are expensive gadgets and can be easily damaged, for example by water in wet weather conditions or if you simply drop the phone, and could be destroyed. Replacing a mobile phone is expensive, more expensive than when you purchased it; the mobile phone your mobile provider gives you is at a discounted rate.

Mobile phone insurance cover is the solution you have to protect your handset and your money in case of any damage. Alternatively, your mobile phone can be stolen, which is a common occurrence, especially of expensive high-end phones. Another misfortune waiting to happen is when your stolen mobile phone is misused and you will have to pay the bill that the thief ran up on your behalf. Here again mobile phone insurance cover for theft and fraudulent calls can come to your rescue. These types of incidents are common and it would be wise to opt for mobile phone insurance cover, where you have the benefit of fraudulent cover.

Insurance companies offer international cover and extended warranty too. International cover takes care of loss, damage, or theft that may happen while you are on overseas travel. You can opt to have the 12-month statutory warranty that came with your new phone extended using mobile phone insurance cover too.

With several players active in the mobile insurance arena, customers have a wide variety of choices, but most companies offer similar cover and the rates may not be as varied. Given such a scenario, it would be wise to go with a provider that offers the best service.