When you pay out thousands of pounds for a horse you need to ensure that you have horse insurance to cover the death of your horse or if it is stolen or wanders off. The majority of policies for horses cover this as standard along with offering more protection. However, when looking for cover it can pay to shop around to find the lowest premiums for cover.

The majority of high street insurance providers offering home and car insurance will not offer horse insurance. Typically when looking for cover for your horse you have to find a specialist provider. There are numerous events that may be covered in insurance for horses and when comparing for the lowest premiums online you may wish to check what is offered for the money you pay.

The typical horse insurance policy covers death, loss, theft and straying. You may also add in optional cover to provide help financially towards the vet’s fees. As these could run into many thousands of pounds if your horse is ill or has an accident, a policy could save you a small fortune in fees. Other events that may be included are third party liability insurance, personal accident cover and protection of your saddlery and tack.