There are numerous benefits to taking out caravan insurance whether you are the proud owner of a static or touring caravan. One of the main ones is the peace of mind that you have that your pride and joy has cover in the event of the worst case scenario.

So what are the benefits to paying out for insurance for your caravan? One of the benefits to taking out touring caravan insurance is that any belongings you take with you when you go on holiday in your caravan are covered by the insurance. This could include such things as your clothing, handbag, money, personal DVD player and cameras. However there will be exclusions on items that are of particular expense so check the contents of the small print.

If you have decking and/or fencing around your static caravan, these may be included in the insurance policy, if so and they become damaged you are able to claim for them on your caravan insurance policy.

Either caravan insurance policy typically provides protection for a range of things. Usually among this protection are storm damage, flood, fire, vandalism and theft. You may also wish to check if your policy includes liability insurance in the event you are insuring a touring caravan. Liability insurance covers the possibility of you damaging a third person’s property with your caravan or injuring a third party.